Free Guide — No Credit Pull Required

Stop Googling.
Start Buying.

Get the First-Time Home Buyer Starter Pack — the exact roadmap I hand every client to go from "I can't afford a house" to keys in hand. Free. No BS.

  • The truth about credit scores (you probably qualify already)
  • Down payment options — including programs that give you money for free
  • FHA vs VA vs USDA vs Conventional — explained like a human
  • State-specific Down Payment Assistance for SC, NC, GA, FL & OH
  • The 7-step path from renter to homeowner — start to keys

Where should I send your Starter Pack?

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Meet The Fun Funder

I'm Josh Catigano — a licensed mortgage loan officer with CMG Mortgage based in Charleston, SC. I specialize in first-time buyers who've been told no, confused by the process, or just don't know where to start.

I built The Fun Funder brand because buying a home should feel exciting — not terrifying. I make the mortgage process simple, human, and actually fun.

Licensed in SC, NC, GA, FL, and OH.

Josh Catigano · CMG Mortgage · NMLS #1817426 · Equal Housing Lender

Frequently Asked Questions

Is this actually free?

100%. No credit card, no catch. The Starter Pack is my way of proving I'm the lender who actually helps before you're a client.

Will you pull my credit?

No. Not even close. The Starter Pack is purely educational. No SSN, no application, no inquiry.

What if I'm not ready to buy yet?

That's exactly who this is for. The guide helps you figure out where you stand and what to do next — even if it's 6-12 months out.

What states do you lend in?

Currently SC, NC, GA, FL, and OH. If you're in another state, fill out the form anyway and I'll point you in the right direction.

What happens after I submit?

You'll get the PDF immediately to your email, then a quick text from me. No pressure — just real value, real fast.

Josh Catigano · CMG Mortgage · NMLS #1817426 · (843) 323-1150 · 1387 Harbor View Rd, Charleston, SC 29412 · Equal Housing Lender

Licensed in SC · NC · GA · FL · OH