Your Next Step | The Fun Funder
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The Fun Funder
You took the first step 🏡

Here's What
Happens Next.

You just found out where you stand. Now let's turn that into a real plan — one that's built around your situation, not a generic checklist.

📍 About your score

Your score is not a pass or fail. It's a snapshot.

Some buyers land in the 30-Day Home Search Plan. Some land in the 60-Day Launch Plan. Some start with the 90-Day Comeback Plan™.

The important thing isn't which path you're on.
The important thing is that now — you have a path.

🚫

Not a sales call

No pitch. No pressure. No "let me tell you why we're the best lender." This is a real conversation about your actual numbers.

🗺️

A plan, not a lecture

You'll walk away with a clear next step — not more questions. Whether that's 30 days or 90, you'll know exactly what it looks like.

🔑

No credit pull

We're just talking. There's no application, no paperwork, and nothing that affects your credit. Just clarity.

Your roadmap

Every Score Has a Path.
Here's How It Works.

Based on your Homeownership Readiness Score™, you'll receive one of three tailored plans. No matter which one fits your situation — there's a clear way forward.

Score 80–100

30-Day Home Search Plan

You're ready. Now let's move.

Week 1
Pre-approval letter in hand
Josh reviews your file and prepares your letter
Week 2
Know your purchasing power
Clear range, neighborhoods, and what fits
Week 3–4
Start touring homes
Josh runs numbers on anything you love
Score 60–79

60-Day Launch Plan

Almost there. Two moves away.

Days 1–15
Identify the 1–2 gaps
Josh gives you a specific, simple action list
Days 16–45
Work the plan
Pay down a card, build savings, clarify docs
Days 46–60
Pre-approval + home search
You're ready. Let's go shopping.
Score under 60

90-Day Comeback Plan™

Not behind. Building. There's a path.

Month 1
Build the foundation
A personalized action list — simple, no surprises
Month 2
Steady progress
Josh checks in at 30 days to adjust the plan
Month 3
Pre-approval ready
The hard part is done. Time to celebrate.
Who you're talking to

Meet Josh.

JC
Josh Catigano
The FUN funder · CMG Home Loans · NMLS #1817426

I've spent over 20 years in the real estate and mortgage industry — first as a realtor, now as a lender. In that time, I've sat across from a lot of buyers who came in convinced the answer was going to be no — and watched their face change when the numbers told a different story.

My job isn't to sell you a mortgage. It's to give you a real answer about your real situation, and then build a plan around it. Simple as that.

"I put the FUN in funding."

20+ Years in the
industry
3 Plans for every
situation
0 Pressure on
this call
What to expect

Here's What Happens
on the Call.

15–20 minutes. That's it. Here's exactly how it goes.

1

Josh reviews your situation

A quick look at your score, your numbers, and your timeline. No forms to fill out before the call — just a conversation.

2

You get a real answer

Not "it depends" and not a vague "you might qualify someday." A specific, honest picture of where you stand and what it would take to get where you want to go.

3

You leave with a next step

One clear action. Not a to-do list. Not homework. One thing that moves you forward — whether that's today or 90 days from now.

No credit pull
No application
No sales pitch
No obligation
No jargon
No pressure to move forward
Book your call

Pick a Time
That Works for You.

No commitment. No prep work. Just 15 minutes and a real answer.

Free Strategy Call with Josh

15–20 minutes · Phone or video · Available mornings and evenings

🚫 No credit pull 🗺️ Your plan included ✅ Free, no obligation